Fixed-income securities provide steady interest income to investors throughout the life of the bond. It also helps balancing the overall portfolio in the individual's favour.
Did you know there is an investment category that earns more than bank/corporate fixed deposits? The banks and Corporates do issue bonds, which carry better yield than Bank's Fixed Deposits or Corporates Fixed Deposits. In addition, there is no TDS however, the interest income is taxable except Tax Free Bonds. Bank fixed deposit has its own advantage but it is insured only up to Five Lakh Indian Rupees.
In the case of mutual funds, there are multiple charges like entry load, exit load and many other charges. In general, these don't have fixed returns as the returns depend on the market price of the underlying bonds at the time the investor wishes to sell his funds.In general, Mutual funds don’t assure any kind of fixed returns except in very few selected products whereas these have a fixed cash flow at a predetermined maturity date i.e. Fixed Maturity Plan
You can now search and get All your information of the right Investment plans in one - go!
Empower your portfolio with investments in corporate bonds having higher rating curated bonds through our Services.
Bonds are either publicly traded on exchanges or sold privately through a broker. Let's understand how it works.
Bonds are high yielding assets class. Bonds create a balancing force within an investment portfolio.
Bonds are a form of fixed income. Bonds pay interest at regular, predictable rates and intervals.
For retirees or other individuals who like the idea of receiving regular income, bonds can be a solid asset to own.
We offer a wide range of investment options to choose from
No need to stand in the long queues, waiting for your turn. Submit your KYC and get easy access to all our benefits at home.
Easily transfer your payment to the account and receive bond units in your Demat account without any hustle.
Log in using your appropriate details. View your Demat holding statement, check your account status or your Demat account balance
Share the details of the bond like ISIN etc.
Have any queries? Got millions of doubts? We have our expert team to guide you with the answers & expertise.
Investment identification, execution and management delivered at your fingertips by our expert advisors
Settlement will be done through ICCL/NSCCL
We provide financial planning, advice and resources that investors need. As the financial industry evolves and customer needs less complex product for their requirement, we have and continue to reinvent, innovate and transform ourselves to be ready for the financial landscape of tomorrow.
Our team is led by Bhavanand Kumar Mishra who has outstanding expertise in the Fixed Income Market, Forex. He is M.B.A, certified associate of Indian Institute of Bankers, certified treasury professional holder from IIBF, Mumbai. He has worked as Chief Dealer in almost all asset classes especially in the Fixed Income in the treasury, with twenty plus years of expertise including overseas experience at London & Birmingham in U.K. Mr. Mishra is supported by a team of young, highly talented and experience professionals.
Government Bonds are Sovereign Bonds
Corporate bonds issue both secured and unsecured bonds.
Tax saving bonds or tax-free bonds are issued by the government
Bank and Financial institution bonds are issued by various banks or financial institutions
Keep a level-headed watch on the IPO market and scale up operation and widen their search for capital.
Senior citizens seek high-return investment options that provide better security for themselves and their families. The best investment, however, is one that offers sufficient returns while ensuring safety. Thus, investment in better rated investment options is prudent in keeping a diverse investment portfolio. Senior citizens require an investment option that enables them to enjoy the luxuries of retired life with complete peace of mind.
The growing confidence in India and in Indians encourages NRIs to invest in their homeland. If you're an NRI then, along with the other traditional investment options like real estate, mutual funds, and fixed deposits, we urge you to consider investing in bonds too. The biggest advantage of investing in bonds is that they offer Higher fixed returns than fixed deposits & greater stability and security of timely payments on a fixed schedule
The concept of a Hindu Undivided Family (HUF) as a separate entity for tax purposes was first recognised in 1917. And over the years, many families have enjoyed tax benefits because of this. HUF is entitled to hold movable as well as immovable properties of all kinds and this being so, the investment avenues for HUFs are also very wide. Investments can be made in the name of the HUF or its Karta or its members.
Investment in Bonds provides a way for NGOs to get great profits with the bonds options. We've helped organisations of all sizes with their corporate giving, skilled volunteering, and sustainability programs to support your favourite charities.
"Our interaction with the team has helped in decision to choose out of the Bank Fixed Deposit or out of the Bond."
"I am amazed with transparency and trustworthiness of investmentinbonds.com team about all types of Bonds."
"Investmentinbonds.com is an efficient and customer supportive website which is making things easier in selecting bonds."
"Investmentinbonds.com is very friendly and easy to use website. I didn't have much knowledge earlier. They answered all my questions regarding the bonds and regarding why to choose the bonds."
Bonds are an essential part of any diversified investment portfolio...
Bond yields are closely related to other markets. Though bond yields are significantly......
The trend in energy prices and Treasury bond yields can be used as an indicator......
In the wake of Pandemic, the Reserve Bank of India based on the MPC decisions.......
Fixed deposit is one of the widely accepted instruments for investment in India......
We provide financial planning, advice and resources that investors need. As the financial industry evolves and customer needs become more complex, we have and continue to reinvent, innovate and transform ourselves to be ready for the financial landscape of tomorrow.
Our team is led by Bhavanand Kumar Mishra who has outstanding expertise in the Bond Market, Forex. He is M.B.A, certified associate of Indian Institute of Bankers, certified treasury professional holder from IIBF, Mumbai. He has worked as Chief Dealer in almost all asset classes especially in the Fixed Income in the treasury, with twenty plus years of expertise including overseas experience at London & Birmingham in U.K. in the Punjab National Bank, which is the second largest PSU Bank in India. Mr. Mishra is supported by a team of young professionals.
The size of Indian Bond market is increasing substantially year on year basis and so the opportunity also multiplies. Indian Bond market consists of Central Government securities (G-Secs), State Development Loans (SDLs), Treasury Bills, these securities are also called as Sovereign assets classes. Particularly State Development Loans is a higher yield asset class and suitable for the retail investors. State Development Loans (SDLs) maintains 25 to 50 bps spread from the G-Secs in the respective maturities however, these spread is not sacrosanct and may vary depends on the multiple variables.
As far as Corporate Bonds are concerned, Public Sector Undertakings like PFC, REC, NABARD, NHAI, etc, Private Companies, NBFC are issuing multiple bonds round the year having different maturities. These corporate bonds carry substantial spread from the G-Sec.
Generally, before investing in Bank/Corporate Fixed Deposit, depositors compares the rate of different bank's offered rate of interest and then decides where to invest in. Generally, investors don't give importance to the fact that their deposits per bank is secured only up to INR 5 Lakh. Further, if the individual left with additional surplus money, he/she chooses to invest in the Debt MFs. In the debt MFs, there are multiple entry or/and exit load and other charges which makes their return less profitable than their direct investment in the bond. At the end of day, Fund Managers of the Debt MFs invest in the bonds only which are available in the market.
Summary - The diversification of the investment portfolio is the key to manage hard earned savings. While we don't negate the importance of Bank's Fixed Deposit, but at the same time we also don't appreciate investing all the money either in the Bank/Corporate FDs or in the MFs. In the modern era, when all the information are widely and easily available, we must change the investing habits a little bit to earn more without putting any extra effort. Interestingly, investing in the bond is quite easier than our believe as everything can be done sitting at the home.
Bonds are issued by organizations generally for a period of more than one year to raise money by borrowing. Following are the types of bonds:
In general, Bonds and Debentures are interchangeably used in conversation but they have their own definition and characteristics related to them.
Here is the list of popular Bonds and Debentures available in India.